Add Your Basic Details
We’ll ask for details such as your name, date of birth and address so your old finance records can be matched accurately.
You’ve Heard About Car Finance Refunds. Now Check Yours.
If you had car finance between 2007 and 2024, our free tool can help find your old agreements within 60 seconds so that you can seamlessly start your claim.
Find My Agreements NowFree To CheckNo Paperwork RequiredNo Win, No FeeTakes Just 60 Seconds
Legal Support If Needed
Where suitable, your case may be passed to an independent SRA-regulated solicitor partner.
No Credit Score Impact
If a soft search is needed, this will be explained and should not affect your credit score.
You can contact your lender directly and manage the complaint yourself. This route does not involve paying a claims management company or solicitor fee, but you'll need to handle the process yourself.
UK Drivers Helped
Old Agreements Found For You
No Win No Fee
⊙Why This Matters Now
Your Old Car Finance Agreement Could Be One Of Millions Affected
Millions of past PCP and HP finance agreements may fall within the FCA's motor finance redress scheme. The only way to know whether yours could be affected is to check your own agreements.
Read more about the FCA Redress scheme here
How It Works
Find Your Old Agreements In 3 Simple Steps
Approve Any Required Search
If a soft search or partner check is needed to help find your agreements, you’ll see exactly what you’re agreeing to before anything happens.
Your Case Is Reviewed
If agreements are found, your case may be reviewed and progressed by an independent SRA-regulated solicitor partner.
Find My Agreements Now
No PaperworkOnly Takes 60sNo Win, No FeeFree To Check
Takes Around 60 Seconds. No Paperwork Needed.
Who isPCP Claims Team?
PCP Claims Team is a trading style of Venture Marketing North West Ltd, a claims management company authorised and regulated by the Financial Conduct Authority (FCA Registration No. 838123). Your case will be referred to Locksley Law, a trading style of RH Law Ltd authorised by the SRA (No. 659355), to provide specialist legal services. You are always free to choose another legal services provider.
Why This Matters Now
Your Old Car Finance Agreement Could Be One Of Millions Affected
Millions of past PCP and HP finance agreements may fall within the FCA’s motor finance redress scheme. The only way to know whether yours could be affected is to check your own agreements.
37%**
Est. share of historic eligible agreements
12.1m
Est. number of agreements that may be eligible
£829
Est. average compensation per eligible agreement
Find My Agreements Now
FCA Estimates Are Not A Guarantee. Compensation Depends On The Facts Of Each Individual Agreement.
** FCA figures regarding historic agreements affected — FCA confirms motor finance redress scheme
Venture Marketing North West Ltd is a claims management company regulated by the Financial Conduct Authority. We do not charge you a fee — we receive a referral fee from the solicitors we recommend. These solicitors will charge up to 15% to 30% (excluding VAT) of any successful claim amount. Using our services does not guarantee a faster or better outcome. You are not required to use us and may complain directly to your lender, the Financial Ombudsman Service (FOS), or through the FCA motor finance redress scheme for free. Please note: the FCA has commenced a free redress scheme for mis-sold motor finance claims.
Could This Apply To Me?
You May Be Eligible If Your Finance Wasn’t Clearly Explained
This may apply if:
You used vehicle finance between 6 April 2007 — 1 November 2024
The finance was for a car, van, motorbike or campervan
The agreement was PCP, Hire Purchase or similar motor finance
A dealer, broker, or car showroom arranged the finance
You were not clearly told whether commission was involved
You no longer have the vehicle or paperwork – that’s okay
You may have had multiple agreements during this period
Find My Agreements Now
FCA Estimates Are Not A GuaranteeSome Agreements Are Excluded — Eligibility Depends On Scheme Rules.
Your Options
You’re Free To Complain Yourself. We’re Here If You Want Help.
You do not have to use PCP Claims Team, a claims management company, or a solicitor. You can complain directly to your lender for free, and if you are unhappy with the outcome, you may be able to refer your complaint to the Financial Ombudsman Service.
Get Help Finding Your Agreements
We help you start the check, identify your historic finance agreements, and where suitable, refer your case to an independent SRA-regulated solicitor partner.
Secure online check
No paperwork needed to start
Help finding historic agreements
Legal review where suitable
No win, no fee option subject to solicitor terms
Check In 60 Seconds — No Paperwork Needed
Complain yourself for free
You can contact your lender directly and manage the complaint yourself. This route does not involve paying a claims management company or solicitor fee, but you’ll need to handle the process yourself.
No claims management company fee
You control the complaint yourself
You contact the lender directly
Financial Ombudsman Service is available for free
Secure 256-bit Encryption — your information stays confidential
Your Details Are Secure, Private And Clearly Explained
We only ask for the details needed to check your agreements. Before anything is submitted, you’ll see what happens next, who may receive your information, and what permissions you’re giving.
Secure Form Submission
Your details are submitted through a secure online form and handled in line with our Privacy Policy.
Clear Permission First
If a soft search or partner check is needed, you’ll see the permission wording before you submit.
Soft Search Only
If a soft credit search is required to find your agreements, it should not affect your credit score at all.
We Don’t Sell Your Data
Your information is used to handle your enquiry, check your agreements, and meet legal obligations.
Find My Agreements Now
Check In 60 Seconds. No Paperwork Needed.
Got A Question?
Common Questions Before You Check
No. You can still start the check without paperwork. We’ll ask for basic details to help identify any old finance agreements linked to you.
That’s okay. Many people do not remember their lender. The check is designed to help find historic agreements using the details you provide.
No hard credit check is required to start. If a soft search is needed later, this should be explained clearly before anything happens and should not affect your credit score.
Yes. You can complain directly to your lender for free without using PCP Claims Team, a claims management company, or a solicitor.
Your details are used to help check for old agreements. If agreements are found and your case may be suitable, it may be reviewed further or referred to an independent solicitor partner.
Find My Agreements Now
Check In 60 Seconds. No Paperwork Needed.
You’ve Heard About Car Finance Refunds. Now Check Yours.
It takes around 60 seconds to start, and you don’t need your old paperwork.
No PaperworkOnly Takes 60sNo Win, No FeeFree To Check